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They are often used as vehicles for these frauds, and often the ones taking the blame for facilitating the fraud. Western Union and MoneyGram are two of the best known MTOs. If everybody indeed does stupid things, the scammers want them to do these stupid things as fast and as stealthily as possible-and that is where the money transfer organizations (MTOs) come into play. House astutely noted, "everybody does stupid things". Why are they unmindful that sons of princes won't really email them, nor will widows of third-world defense ministers reach out to them? But ultimately, as Dr. The underlying question is how people can be so oblivious to the scams right in front of their face. It is hard to believe that in 2012, people are still sending money to scammers on a daily basis.
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Fraud is eternalĮveryone from the FTC to your corporate information security staff, and everyone in between, have long warned about advance free frauds, including the infamous Nigerian scams for so long that the awareness pundits are often perceived as Chicken Little. In the online world, clever fraudsters always beat oblivious end-users. In baseball they say good hitting always beats good pitching. When it comes to the security risk of online fraud, awareness pales in comparison to the fraudsters' resourcefulness. Regardless of how much security awareness there is and how well it is delivered, only the serious will heed its call. Security awareness is ultimately akin to Tabata sprints.